:root{
  --brand:#0c6fc0; --brand-dark:#01304d; --ink:#01304d; --body:#33414f;
  --muted:#667085; --line:#e6e9ef; --soft:#f6f8fb; --ok:#15a34a; --white:#fff;
  --radius:12px; --maxw:1080px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--body);line-height:1.6;background:var(--white)}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3{color:var(--ink);line-height:1.25}
h1{font-size:2.1rem;margin:.2em 0 .4em}
h2{font-size:1.5rem;margin:1.6em 0 .5em}
h3{font-size:1.15rem;margin:1.2em 0 .4em}
.riskbar{background:var(--ink);color:#cdd5e0;font-size:.72rem;text-align:center;
  padding:6px 14px;letter-spacing:.2px}
.site-head{display:flex;align-items:center;gap:18px;padding:12px 22px;max-width:var(--maxw);
  margin:0 auto;flex-wrap:wrap;position:sticky;top:0;background:rgba(255,255,255,.96);
  backdrop-filter:blur(8px);z-index:20;border-bottom:1px solid var(--line)}
.logo{font-weight:800;font-size:1.5rem;color:var(--ink);display:flex;align-items:baseline;gap:4px}
.logo span{color:var(--brand)}
.logo small{font-size:.7rem;color:var(--muted);font-weight:600;letter-spacing:1px;text-transform:uppercase}
.mainnav{display:flex;gap:14px;flex-wrap:wrap;margin-right:auto;font-size:.86rem;font-weight:600}
.mainnav a{color:var(--body)}
.mainnav a.active{color:var(--brand)}
.btn{display:inline-block;background:var(--brand);color:#fff;padding:11px 20px;border-radius:999px;
  font-weight:700;font-size:.9rem;white-space:nowrap;transition:.15s}
.btn:hover{background:var(--brand-dark);text-decoration:none;transform:translateY(-1px)}
.btn-big{padding:15px 30px;font-size:1.02rem}
main{min-height:50vh}
.wrap{max-width:var(--maxw);margin:0 auto;padding:34px 22px}
.wrap.soft{background:var(--soft);max-width:none}
.wrap.soft>.inner{max-width:var(--maxw);margin:0 auto}
.hero{background:linear-gradient(160deg,#01304d 0%,#0c6fc0 60%,#021f33 100%);color:#fff;
  padding:56px 22px}
.hero-in{max-width:var(--maxw);margin:0 auto}
.hero h1{color:#fff;font-size:2.5rem;max-width:18ch}
.hero .lede{font-size:1.15rem;color:#d4dae6;max-width:60ch;margin:.4em 0 1.4em}
.hero-meta{margin-top:16px;color:#9fb0c7;font-size:.9rem}
.badge{display:inline-block;background:rgba(63,169,245,.16);color:#7fc6fb;border:1px solid #3fa9f5;
  padding:5px 14px;border-radius:999px;font-size:.78rem;font-weight:700;margin-bottom:14px;
  text-transform:uppercase;letter-spacing:.5px}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.fact{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:18px;text-align:center}
.fact b{display:block;font-size:1.3rem;color:var(--ink)}
.fact span{font-size:.82rem;color:var(--muted)}
.ticks{list-style:none;padding:0;display:grid;gap:8px}
.ticks li{padding-left:30px;position:relative}
.ticks li:before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:800}
.tablewrap{overflow-x:auto;margin:14px 0}
table{border-collapse:collapse;width:100%;font-size:.92rem}
th,td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line)}
thead th{background:var(--ink);color:#fff;font-size:.82rem;text-transform:uppercase;letter-spacing:.4px}
tbody tr:nth-child(even){background:var(--soft)}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin:10px 0}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:20px;background:#fff;
  box-shadow:0 1px 3px rgba(16,23,38,.04)}
.card h3{margin-top:0}
a.card.cardlink{display:block;color:var(--body);transition:.15s}
a.card.cardlink:hover{border-color:var(--brand);text-decoration:none;transform:translateY(-2px);
  box-shadow:0 4px 14px rgba(16,23,38,.08)}
a.card.cardlink h3{color:var(--brand)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:12px}
.steps li{counter-increment:s;padding:14px 16px 14px 56px;position:relative;background:var(--soft);
  border:1px solid var(--line);border-radius:var(--radius)}
.steps li:before{content:counter(s);position:absolute;left:14px;top:50%;transform:translateY(-50%);
  width:28px;height:28px;background:var(--brand);color:#fff;border-radius:50%;display:flex;
  align-items:center;justify-content:center;font-weight:700;font-size:.9rem}
.callout{background:#fff4f4;border:1px solid #f3c4c4;color:#8a1f2b;padding:14px 18px;
  border-radius:var(--radius);font-size:.92rem;margin:14px 0}
.note{font-size:.85rem;color:var(--muted)}
.wrap.lead{padding-top:26px;padding-bottom:6px}
.wrap.lead p{font-size:1.12rem;color:var(--ink);max-width:72ch;margin:0}
.faq{border:1px solid var(--line);border-radius:var(--radius);margin:10px 0;background:#fff}
.faq summary{cursor:pointer;padding:15px 18px;font-weight:700;color:var(--ink);list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";float:right;color:var(--brand);font-weight:800}
.faq[open] summary:after{content:"–"}
.faq-a{padding:0 18px 16px;color:var(--body)}
.calc{border:1px solid var(--line);border-radius:var(--radius);padding:18px;background:#fff;margin:14px 0;
  box-shadow:0 1px 3px rgba(16,23,38,.04)}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.calc label{display:flex;flex-direction:column;gap:5px;font-size:.8rem;font-weight:700;color:var(--ink)}
.calc input,.calc select{font-size:1rem;font-weight:400;color:var(--body);background:#fff;
  padding:10px 12px;border:1px solid var(--line);border-radius:8px}
.calc input:focus,.calc select:focus{outline:none;border-color:var(--brand)}
.calc-out{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:16px}
.calc-out div{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:14px 12px;text-align:center}
.calc-out span{display:block;font-size:.78rem;color:var(--muted);margin-bottom:4px}
.calc-out b{font-size:1.4rem;color:var(--brand)}
@media(max-width:600px){.calc-grid{grid-template-columns:1fr}}
.related{display:flex;flex-wrap:wrap;gap:10px}
.related a{display:inline-block;border:1px solid var(--line);border-radius:999px;padding:8px 16px;
  font-size:.88rem;font-weight:600;color:var(--body);background:var(--soft)}
.related a:hover{border-color:var(--brand);color:var(--brand);text-decoration:none}
.reviews h2{margin-top:0}
.rev-sum{font-size:1.02rem;line-height:1.6;color:var(--ink);font-weight:500;
  border-left:3px solid var(--brand);padding-left:14px;margin:0 0 20px}
.rev{margin:0 0 16px;padding:14px 16px;background:#fff;border:1px solid var(--line);
  border-radius:12px}
.stars{color:#f5a623;letter-spacing:1px;font-size:.95rem}
.rev blockquote{margin:8px 0 8px;padding:0;border:0;font-style:italic;color:var(--body);
  line-height:1.55}
.rev figcaption{font-size:.82rem;color:#6b7686;font-weight:600}
.rev-src{font-weight:400;color:#9aa3b0;margin-left:8px}
.rev-note{font-size:.74rem;color:#9aa3b0;margin:6px 0 0}
.btn-cta{box-shadow:0 4px 14px rgba(214,0,42,.28)}
.hero .btn-cta{margin-top:6px}
/* ---- Trading Trends page ---- */
.tt-head{padding-bottom:6px}
.tt-date{display:inline-block;background:var(--soft);border:1px solid var(--line);color:var(--muted);
  font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:.6px;padding:5px 12px;border-radius:999px}
.tt-head h1{margin:.4em 0 .2em}
.tt-sub{color:var(--muted);max-width:62ch;margin:0;font-size:1.04rem}
.tag{font-size:.66rem;font-weight:800;text-transform:uppercase;letter-spacing:.5px;
  padding:3px 9px;border-radius:999px;background:var(--soft);color:var(--muted);border:1px solid var(--line)}
.chip{font-size:.74rem;font-weight:800;padding:3px 11px;border-radius:999px;white-space:nowrap}
.tr-up{background:rgba(21,163,74,.14);color:#15803d}
.tr-down{background:rgba(214,0,42,.12);color:#b00020}
.tr-flat{background:#eef1f6;color:#55617a}
/* avatar / logo badge */
.ava{flex:0 0 auto;width:54px;height:54px;border-radius:14px;display:flex;align-items:center;
  justify-content:center;font-weight:800;font-size:.95rem;color:#fff;background:var(--ink);overflow:hidden}
.ava-lg{width:88px;height:88px;border-radius:20px;font-size:1.5rem}
.ava-logo{background:#fff;border:1px solid var(--line);padding:9px}
.ava-logo img{width:100%;height:100%;object-fit:contain;display:block}
.ava-stocks{background:#1d2740}.ava-commodities{background:#b8860b}
.ava-forex{background:#0f766e}.ava-indices{background:#3730a3}.ava-macro{background:#7c2d3a}
/* featured headline story */
.hl{display:flex;gap:22px;align-items:flex-start;border-radius:18px;padding:26px;
  background:linear-gradient(155deg,#01304d 0%,#0c6fc0 62%,#021f33 100%);color:#fff;
  box-shadow:0 10px 30px rgba(16,23,38,.22)}
.hl-body{flex:1 1 auto;min-width:0}
.hl-kick{display:inline-block;background:var(--brand);color:#fff;font-size:.7rem;font-weight:800;
  text-transform:uppercase;letter-spacing:1px;padding:5px 12px;border-radius:999px}
.hl-name{color:#fff;font-size:2rem;margin:.3em 0 .15em;line-height:1.1}
.hl-row{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin:.15em 0 .1em}
.hl .tag{background:rgba(255,255,255,.12);color:#dbe3ef;border-color:rgba(255,255,255,.2)}
.hl-heat{color:#ffd29a;font-size:.85rem;font-weight:800}
.hl-blurb{color:#d7dde8;max-width:62ch;margin:.75em 0 .9em;font-size:1.06rem}
.hl-src{font-size:.82rem;color:#9fb0c7;margin:0 0 1.2em}
.hl-src a{color:#cfe0ff;font-weight:600}
.src-lbl{opacity:.75;margin-right:4px}
.hl-quote{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin:.55em 0 .25em}
.q-price{font-size:1.65rem;font-weight:800;color:#fff;line-height:1}
.q-chg{font-size:.85rem;font-weight:800;padding:2px 9px;border-radius:999px}
.q-up{background:rgba(126,226,163,.18);color:#7ee2a3}
.q-down{background:rgba(255,154,166,.16);color:#ff9aa6}
.hl-spark{flex:0 0 auto;width:144px;height:45px;display:block;opacity:.9}
.hl-data{display:grid;grid-template-columns:repeat(auto-fit,minmax(116px,1fr));gap:1px;
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.12);border-radius:12px;
  overflow:hidden;margin:.7em 0 1.1em}
.hl-data div{background:#141d31;padding:10px 13px}
.hl-data dt{font-size:.63rem;text-transform:uppercase;letter-spacing:.6px;color:#93a0b6;margin:0 0 3px}
.hl-data dd{margin:0;font-size:.98rem;font-weight:800;color:#eef2f8;line-height:1.15}
.hl-data dd.q-up{color:#7ee2a3}
.hl-data dd.q-down{color:#ff9aa6}
.hl-data dd small{color:#93a0b6;font-weight:600;font-size:.78em}
.hl-outlook{margin:.2em 0 1em;border-top:1px solid rgba(255,255,255,.1);padding-top:.9em}
.ho-l{font-size:.64rem;text-transform:uppercase;letter-spacing:.6px;color:#93a0b6}
.ho-row{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap;margin:.15em 0 .12em}
.ho-big{font-size:1.5rem;font-weight:800;color:#fff}
.ho-imp{font-size:.85rem;font-weight:800;padding:2px 9px;border-radius:999px}
.ho-sub{font-size:.8rem;color:#9fb0c7}
.hl-bb{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:.9em 0 .2em}
.hl-bb .bb h4{margin:0 0 .4em;font-size:.82rem;color:#cdd5e0}
.hl-bb .bb.bull h4:before{content:"\25B2 ";color:#7ee2a3}
.hl-bb .bb.bear h4:before{content:"\25BC ";color:#ff9aa6}
.hl-bb ul{margin:0;padding-left:1.1em;display:grid;gap:5px}
.hl-bb li{font-size:.85rem;color:#c4ccd9;line-height:1.4}
.hl-disc{font-size:.7rem;color:#7e8aa0;margin:.7em 0 0;font-style:italic}
.hl-2{box-shadow:0 6px 20px rgba(16,23,38,.16)}
.hl-kick2{background:rgba(255,255,255,.14);color:#dbe3ef}
.ho-bull{font-size:.8rem;color:#cdd5e0;margin:.5em 0 0}
.ho-bull b{color:#fff}
@media(max-width:680px){.hl-bb{grid-template-columns:1fr}}
.hl-asof{font-size:.71rem;color:#7e8aa0;margin:.25em 0 1em}
/* two secondary cards */
.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:8px 0}
.mini{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:16px;
  padding:18px;background:#fff;box-shadow:0 1px 3px rgba(16,23,38,.05)}
.mini:hover{border-color:#cfd6e2;box-shadow:0 6px 18px rgba(16,23,38,.08)}
.mini-head{display:flex;align-items:center;gap:12px;margin-bottom:8px}
.mini-price{display:flex;align-items:center;gap:8px;font-weight:800;color:var(--ink);font-size:1.05rem;margin:-2px 0 .55em}
.mini-price .q-chg{font-size:.74rem}
.mini-name{font-weight:800;color:var(--ink);font-size:1.08rem;flex:1 1 auto;min-width:0}
.mini-blurb{color:var(--body);font-size:.93rem;margin:.2em 0 .7em;flex:1 1 auto}
.mini-src{font-size:.8rem;color:var(--muted);margin:0 0 .8em}
.mini-src a{color:var(--brand);font-weight:600}
.mini-cta{font-size:.88rem;font-weight:700}
.tt-note{font-size:.92rem}
@media(max-width:680px){
  .hl{flex-direction:column;gap:14px;padding:22px 18px}
  .hl-name{font-size:1.6rem}
  .mini-grid{grid-template-columns:1fr}
}
.site-foot{background:var(--ink);color:#aeb8c7;margin-top:30px}
.foot-cta{text-align:center;padding:40px 22px;border-bottom:1px solid #233048}
.foot-cta h3{color:#fff;margin-top:0}
.foot-links{max-width:var(--maxw);margin:0 auto;padding:26px 22px;display:flex;flex-wrap:wrap;gap:8px 20px}
.foot-links a{color:#aeb8c7;font-size:.86rem}
.risk-full,.disclaimer,.copy{max-width:var(--maxw);margin:0 auto;padding:0 22px 10px;font-size:.76rem;color:#7c8798}
.copy{padding-bottom:30px}
.goldprice{display:flex;flex-wrap:wrap;gap:18px 28px;align-items:center;justify-content:space-between;
  background:linear-gradient(135deg,#161d2e 0%,#2a2412 70%,#4a3a12 100%);color:#fff;
  border-radius:16px;padding:26px 28px;box-shadow:0 6px 24px rgba(16,23,38,.18)}
.gp-now{display:flex;flex-direction:column;gap:4px}
.gp-label{font-size:.76rem;text-transform:uppercase;letter-spacing:1px;color:#cdb98a;font-weight:700}
.gp-price{font-size:2.6rem;font-weight:800;color:#ffd770;line-height:1.05}
.gp-chg{font-size:.95rem;font-weight:700}
.gp-up{color:#7ee2a3}.gp-down{color:#ff9a9a}.gp-flat{color:#cdd5e0}
.gp-ex{display:inline-block;margin-top:4px;background:rgba(255,215,112,.16);color:#ffd770;
  border:1px solid rgba(255,215,112,.4);padding:2px 10px;border-radius:999px;
  font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.5px}
.gp-stats{display:flex;gap:26px}
.gp-stat{text-align:center}
.gp-stat b{display:block;font-size:1.2rem;color:#fff}
.gp-stat span{font-size:.72rem;color:#bcae8e;text-transform:uppercase;letter-spacing:.4px}
.gp-asof{flex-basis:100%;margin:2px 0 0;font-size:.76rem;color:#bcae8e}
.drivers{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin:14px 0}
.driver{border:1px solid var(--line);border-left:3px solid #c8a64b;border-radius:var(--radius);
  padding:14px 16px;background:#fff;box-shadow:0 1px 3px rgba(16,23,38,.04)}
.driver h3{margin:0 0 .3em;font-size:1rem;color:var(--ink)}
.driver p{margin:0;font-size:.9rem;color:var(--body)}
@media(max-width:760px){
  .facts{grid-template-columns:repeat(2,1fr)}
  .cols{grid-template-columns:1fr}
  .hero h1{font-size:1.9rem}
  .mainnav{order:3;width:100%}
  .site-head .btn{order:2}
  .goldprice{gap:14px}
  .gp-price{font-size:2.1rem}
  .gp-stats{gap:20px}
}